Risk & Credit Review Specialist

  Role Summary The Risk & Credit Review Specialist is responsible for reviewing mobile instalment and digital lending transactions, assessing customer and portfolio risk, and supporting credit decision-making through data analysis and investigations.

The role contributes to maintaining portfolio quality and strengthening PalmPay’s risk control framework.

Key Responsibilities Review and assess mobile instalment and digital lending transactions in line with approved risk policies Conduct credit and business investigations using data analysis, telephone verification, and, where necessary, on-site checks Identify risk trends, anomalies, and potential fraud through portfolio and device-level analysis Perform portfolio risk assessments based on default rate contribution Analyse devices sold against default rate contribution and flag unusual or emerging trends Provide approval recommendations, feedback, and improvement suggestions to enhance credit proces...